KiwiSaver
What is Kiwi Saver?
KiwiSaver started on the 1st of July 2007 to assist New Zealanders to save for their retirement. Since then the scheme has grown to over 3 million members with more than $60 billion saved.
The reason for the popularity is due to the benefits that KiwiSaver provides:
- Give yourself a raise. If you contribute at least 3% of your salary, your employer, in most circumstances, has to match that.
- When you contribute at least $1,042 per KiwiSaver year, the Government will gift your Kiwisaver account $521, every KiwiSaver year end.
- If you qualify as a First Home Buyer, you can in most cases withdraw almost all of your KiwiSaver funds to assist with the deposit.
- From retirement age, currently age 65, you can take a regular withdrawal, some, or the full amount.
- It’s easy! Savings are automatically deducted from your salary at the rate you decide and paid across to the provider you choose.
- KiwiSaver providers are closely monitored and information is freely available as to their performance.
- You can switch providers with a simple form and they do the rest.
With many KiwiSaver providers in the market, IronOak Financial Services has chosen to work with a select few. We have chosen these providers based on who we perceive will provide our clients with the best options available.
Some questions you may have:
Should I contribute more to my KiwiSaver?
Am I with the best KiwiSaver provider?
Am I in the right KiwiSaver fund?
Am I getting the most from my KiwiSaver?
What does my KiwiSaver invest in?
Our advisers can help you with these questions and any others you may have.
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