Daniel Smithwood Titirangi local insurance advisor

IronOak Insurance Advisor Daniel Smithwood


The strength, growth and flexibility you want now...

Delivering the outcomes, certainty and support you’ll need then.


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IronOak Business Insurance

Put a plan in place.

With the right business insurance, you’ll have a contingency plan to protect your business should you, a shareholder or key person be affected by illness, injury or death.
Ensure you have a protection plan that is customised to address the areas of risk that impact you and your business.

IronOak Personal Insurance

Protect what you value most.

Your good health and your ability to earn an income are your two most important assets. If you suffered an illness, injury, disability or even passed away, how would your financial future, or that of your loved ones, be affected? Personal insurance helps protect you and your family should the unexpected happen, by giving financial flexibility at a difficult time.


 IronOak Financial Services are West Auckland based, with clients New Zealand wide.

Daniel Smithwood Titirangi local insurance advisor

Call Daniel Smithwood  
0225 305 034


Our small but dedicated team of advisors and support staff bring experience, passion and impartiality to insurance advice. We draw from our expertise in the areas of personal and business insurances to advise and support our clients to make well-informed decisions.

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Disclosure Information

IronOak Financial Services Ltd (IronOak) is a registered Financial Advice Provider (FSP704391) and holds a Class 2 licence under which a number of Financial Advisers are currently authorised to operate. Existing Financial Advisers are Daniel Smithwood (FSP245265), Richard Bright (FSP382886) and Daniel Wu (FSP774959).
 IronOak Financial Services Ltd is licenced by the Financial Markets Authority (FMA) to provide financial advice services. IronOak predominantly provides personal and business risk insurance advice along with generalised KiwiSaver advice, assistance with ACC structuring for the self-employed and domestic insurance advice & options.

IronOak has agreements in place with the following providers: Accuro, AIA, AMP, Asteron, Cigna, Fidelity, Partners Life, nib, Southern Cross, Generate, Booster, NZ Funds and Blanket. IronOak receives a commission from these providers based on new business being taken out by clients. IronOak may also receive a referral fee or commission share for recommending clients to an external provider such as a Mortgage Adviser or a Commercial Insurance broker. All commissions & fees are disclosed to clients before a new policy is put in force or loan drawdown. 

IronOak does not charge a fee for any of its services and is required by law to only operate in the clients' best interests. Consistency of advice (via the accepted 6-step process), ongoing training, attainment of the NZ Certificate in Financial Services (Level 5), adherence to the Code of Professional Conduct and regular audits of client files ensure that clients' needs are placed first.

IronOak has an internal complaints process (email admin@ironoak.co.nz for a copy) and is a participant of the Insurance & Financial Services Ombudsman Scheme. The IFSO provides an external, independent and free (to clients) Dispute Resolution service.
As a Financial Advice Provider, all Financial Advisers operating under IronOak's licence must:
○ Meet accepted standards of competence, knowledge and skill
○ Give priority to the client’s interests
○ Exercise care, diligence and skill at all times
○ Meet the standards of ethical behaviour and conduct set out in the Code of Professional Conduct for Financial Advice Services.
○ Hold or attain by March 14th 2023 the NZ Certificate in Financial Services (Level 5)


Claim time is the moment of truth for insurance. Are you covered? How much will you get? How do you go about getting it? And most importantly, who will be there to help you?